--- title: Planning your journey to perpetual KYC | Encompass whitepaper description: A transition to perpetual KYC is more than a risk mitigation exercise. Learn more about our framework to plan your journey to pKYC. image: https://insights.encompasscorporation.com/hubfs/Campaigns/2023_Planning%20your%20journey%20to%20pKYC/Whitepaper_Planning-your-journey-to-pKYC_HS.jpg --- - Support / Login [Contact us](https://www.encompasscorporation.com/contact) [![Encompass Corporation](https://insights.encompasscorporation.com/hubfs/Landing%20pages/Logos/Encompass%20nav%20logo.svg "Encompass Corporation | The Full Picture, Fast.")](https://www.encompasscorporation.com/) - [Platform](https://www.encompasscorporation.com/encompass-platform/) - [Solutions](https://www.encompasscorporation.com/encompass-customers/) - [Partners](https://www.encompasscorporation.com/encompass-customers/encompass-partners/) - [How it works](https://www.encompasscorporation.com/ec360/) - [About us](https://www.encompasscorporation.com/about-encompass/) - [Resource hub](https://www.encompasscorporation.com/resource-hub/) - [Careers](https://encompass.pinpointhq.com/) - [Contact](https://www.encompasscorporation.com/contact/) *close* ### Select a Product [Encompass Confirm](https://encompassconfirm.com/#/login) [Encompass Verify](https://encompassverify.com/#/login) [Encompass Uncover](https://saiglobal.encompassuncover.com/#/login) Need further assistance? [Visit Support Centre](https://success.encompasshost.com/hc/en-us) ###### ![Icon_Webinar \[SeeSaw\]_2021](https://insights.encompasscorporation.com/hubfs/Landing%20pages/Icon_Whitepaper%20%5BSeeSaw%5D_2021.svg) WHITEPAPER # Planning your journey to perpetual KYC ### The maturity model --- The evolving financial crime landscape, and risk appetite, mean firms cannot afford to rely on timebound assessments to unearth material risk. Perpetual KYC (pKYC) changes the way customer information is monitored by replacing manual, time-consuming and expensive periodic reviews with a technology-centered, data-enabled alternative. The result is that firms can maintain up-to-date customer profiles, achieve ongoing compliance and, ultimately, know the customer better. A lack of understanding of the scale of the transition required and general process inertia still holds many firms back from achieving true automation. We have worked with our pKYC advisory board to create a standardized framework to help firms plan their journey to pKYC. ### What’s included? - An overview of the pKYC advisory board - A framework for pKYC - The KYC maturity curve - The pKYC maturity model Please fill out the form to gain access to the whitepaper. --- #### About the authors ![Dr Henry Balani | Global Head of Industry & Regulatory Affairs, Encompass](https://insights.encompasscorporation.com/hubfs/Email%20images/Staff%20headshots/Encompass-Advisor_Henry-Balani_headshot.png) #### Dr Henry Balani ###### Global Head of Industry & Regulatory Affairs Read bio + Dr Henry Balani is a noted industry thought leader and commentator on regulatory compliance issues and trends affecting the financial services industry. A published academic, Dr. Balani also lectures on international business, economics, and regulatory compliance courses globally. Dr. Balani holds a Doctorate in Business Administration from the University of Wisconsin, an M.B.A. from Northern Illinois University, and a B.S. in Economics from the London School of Economics. [LinkedIn »](https://www.linkedin.com/in/henrybalani/) ![Howard Wimpory | KYC Transformation Director | Encompass](https://insights.encompasscorporation.com/hubfs/Landing%20pages/Sales_Howard-Wimpory.png) #### Howard Wimpory ###### KYC Transformation Director Read bio + Howard Wimpory works with Tier 1 banks to digitally transform their KYC onboarding and refresh processes. He has held a number of executive-level operational roles within a major global bank, including leading their wholesale KYC Onboarding and Refresh functions. His most recent role prior to Encompass was Managing Director, Group Financial Crime Operations position at Barclays Bank, where amongst other functions, he was accountable for leading KYC remediation of corporate and investment bank client records to FCA committed timelines. [LinkedIn »](https://www.linkedin.com/in/howard-wimpory-022447134/) [View more Encompass whitepapers](https://www.encompasscorporation.com/resource-hub/whitepapers/) ![Encompass Corporation | Brand Logo](https://www.encompasscorporation.com/wp-content/themes/website-encompass/_assets/brand/full-brand-white.svg "Encompass Corporation") [Contact us](https://www.encompasscorporation.com/contact/) ##### Product features - [Dynamic KYC process automation](https://www.encompasscorporation.com/kyc-aml-platform/kyc-automation/) - [Global public and premium data](https://www.encompasscorporation.com/kyc-aml-platform/kyc-data-sources/) - [UBO verification](https://www.encompasscorporation.com/kyc-aml-platform/ubo-verification/) - [Real-time digital KYC profiles](https://www.encompasscorporation.com/kyc-aml-platform/ekyc-digital-kyc-profile/) - [API](https://www.encompasscorporation.com/kyc-aml-platform/kyc-api/) - [Dynamic audit trail](https://www.encompasscorporation.com/kyc-aml-platform/digital-audit-trail/) - [PEP, sanctions and adverse media screening](https://www.encompasscorporation.com/kyc-aml-platform/pep-sanctions-and-adverse-media-screening/) ##### Solutions - [KYC onboarding](https://www.encompasscorporation.com/kyc-aml-platform/know-your-customer/) - [Corporate customer due diligence](https://www.encompasscorporation.com/kyc-aml-platform/corporate-customer-due-diligence/) - [Perpetual KYC](https://www.encompasscorporation.com/kyc-aml-platform/perpetual-kyc-due-diligence/) - [KYC remediation](https://www.encompasscorporation.com/kyc-aml-platform/kyc-remediation/) ##### About Encompass - [About us](https://www.encompasscorporation.com/about-encompass/) - [Resource hub](https://www.encompasscorporation.com/resource-hub/) - [Contact](https://www.encompasscorporation.com/contact/) - [Media center](https://www.encompasscorporation.com/media-center/) - [Careers](https://encompass.pinpointhq.com/) - [![Social Channel | Twitter](https://www.encompasscorporation.com/wp-content/themes/website-encompass/_assets/icons/ui/twitter.svg "Twitter")](https://twitter.com/EncompassCorp) - [![Social Channel | LinkedIn](https://www.encompasscorporation.com/wp-content/themes/website-encompass/_assets/icons/ui/linkedin.svg "LinkedIn")](https://www.linkedin.com/company/encompass-corporation) - **NORTH AMERICA** [+1 332-245-4398](tel:+1%20332-245-4398) - **EMEA** [+44 333-772-0002](tel:+44%20333-772-0002) - **APAC** [+61 300-362-667](tel:+61%20300-362-667) - ![](https://www.encompasscorporation.com/wp-content/uploads/2023/07/ISO_Accreditation-white.png "ISO_Accreditation-white") - [![Powered by AWS Cloud Computing](https://d0.awsstatic.com/logos/powered-by-aws-white.png)](https://aws.amazon.com/what-is-cloud-computing) --- © Encompass Corporation 2025. 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